5 Minor Life Changes You Can Make to Improve Your Financial Situation

Many of us are scared of saving money because they connect it with a major change of lifestyle, lack of fun and overall negativity. However, it’s all about how you start and what you decide to change that will make a difference. We have collected the things you can do so you don’t feel the pressure of saving and get a smart use of your money. After all, it would be a shame that all first you make money online, and accidentally waste it.

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Shop in bulk

Do you go shopping every day after work for dinner? Then probably at some point you end up in the supermarket just blindly buying everything because you don’t remember what you had in the fridge. This is one of the things that is draining your money drastically, since you spend a lot on useless things and more expensive ones, because as a one-time sum it doesn’t seem that much to pay.

What you can do to overcome this is to have designated shopping days and follow a shopping list, so you don’t spend extra money on things that you don’t need. When you shop once or twice a week, you can plan the amount you can spend in the supermarket and stop yourself from exceeding it, like you would if you shop a little bit every day.

Become shopping conscious

Nowadays, there probably isn’t a shop or retail store that doesn’t offer some kind of coupons, vouchers or alternative payments. So get smart and start taking advantage of these opportunities. Furthermore, do some research and figure out when the right time to shop is.

Whether if it’s a grocery store or a clothes shop, they have a time of the month when prices are lower. Check out if they have flyers or brochures about their sales and mark the dates in your calendar to go check them out. Timing is very important for smart shopping and make sure you know what you are going to buy where before you go shopping.

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Help the planet

Think about the environment and save money at the same time by saving water, electricity and recycling. It’s as easy as it can be and you’ll be surprised on how much you can actually save from it and only by doing simple things.

To save water just stop it while you’re shampooing your hair or washing your teeth and if you can afford a little investment, install a rain collector and buy a filter to never let any water go to waste. The same you can do with electricity- just turn off the lights whenever you don’t need them- it’s a small thing but it makes a big difference.

As for recycling, it can even earn you some money and even though it’s not a lot, it’s an environmental contribution. A kilogram of cans can get you £4-5, but you still have nothing better to do with them than throw them in the trash anyway.

Become your own beauty therapist

Cosmetic procedures, haircuts and manicures are usually super expensive, but that doesn’t mean you have to deprive yourself from them. There are several things that you can do to still look flawless and not having to break the bank to go to the hairdresser.

There are a lot of beauty schools that need models for their students and sometimes you can even get paid for it. If you are skeptical about non-professionals using you as a guinea pig, note that you can also volunteer for students at the end of their education only. It’s a win-win, they get to practice on you and you get a free haircut or cosmetic procedure with all the best products.

Your other option is taking care of yourself, using home-made beauty products and having your own spa days. There are a lot of beauty tricks you can do with basic things from your fridge and if you’re brave enough, see some tutorials on YouTube and do your own haircut!

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Be creative

This is the most important thing when you’re trying to save money, it can be done in a million ways and it’s only up to you to find the best one for you. Whether it’s shopping at thrift store, or renovating old furniture, your imagination is the only one standing in the way. Here are our favourite creative saving money methods.

  • Need new clothes or jewellery? There’s no need to as you can create your own! There are many shops offering extremely cheap jewels and stones for you to create your unique necklaces, bracelets or earrings. You can also find some permanent cloth paints and transform your boring white t-shirts.
  • Someone threw a worn-out cupboard? You can make great use of it by polishing and repainting it, change the handles to give it a vintage look and at the end if you don’t need it you can always sell it online.
  • Everyone has some stuff in their closet that they don’t need or wear. You probably do too, so do your friends. Get together and offer all the things you’ll never need again and exchange it for theirs. It’s so much better than shopping, since you upgrade your wardrobe and don’t spend a penny on it!